Mortgage Rates & Monthly Payment Calculator

Wondering how much house you can afford? Our Mortgage Calculator does the math for you! Simply enter the sale price of the home you are interested in, your down payment, the current mortgage rate and term (number of years in which you plan to pay back your mortgage) and we’ll estimate your monthly mortgage payment. If the monthly amount is more than you can afford, lower the sale price until you reach a payment within your budget. For current mortgage rates, please see below.

If you are thinking about buying a house in the Capital Region, take a look at our Real Estate Tips for Buyersor give us a call at (518) 861-7030. With more than 50 real estate agents in Guilderland, Latham, Colonie and the surrounding Albany area, no one has more local real estate experience than CM Fox.

Current Rates

Mortgage Rates
National Average Rate* Points
30-Year Fixed 4.625% 0
15-Year Fixed 4.00% 0
7/1 ARM 3.75% 0

* Conforming FNMA Loan Amount. Rates last updated Aug 9, 2018

Mortgage Calculator